Depending on the car insurance companies you work with, you may be able to take advantage of more than one type of coverage for your stored vehicle. There may also be auto insurance discounts available for some car owners. Here are a few options to consider:

■Comprehensive-only coverage: If you are keeping your car in your garage or in a storage facility for a while and are concerned it could be damaged or even vandalized then you could consider purchasing only comprehensive coverage. A comprehensive policy covers any damage that occurs to your car. It also covers theft.
■Classic car insurance: Another option to consider is classic car insurance. If you�re storing what�s considered a classic or antique car, you could consider this coverage. It�s often low-cost because it considers a classic car will not be driven very much.
■Low mileage insurance: Many states are now offering low-mileage insurance (like Progressive�s MyRate) for vehicle owners who don�t drive much. The insurance company calculates the number of miles you drive each month then charges you for those miles only. However, there may be a minimum amount that you would need to pay to keep the coverage if you don�t drive it at all.
There is no doubt a car is a valuable possession and something that should be protected under all circumstances. If you need to leave your car in the garage or a storage facility for some time, it�s good to make sure it has the coverage it deserves.
If you own a car that isn�t running or being driven and is stored in a safe place, it may be tempting to remove the insurance on this vehicle. Why not, right? It�s not like the car is going to hit something.

However, that doesn�t mean that something couldn�t hit your car. In other words, if you don�t have auto insurance, it�s good to look into getting some for your stored vehicle. Let�s take a closer look at why this is the case: